Rosemary Carlson Peavler has been a college professor of Business Finance. She is a freelance writer in finance and small business consultant. She taught at Morehead State University for 26 years. She has written for academic journals in finance for 26 years and about business and personal finance in the popular press for more than 10 years.

Rosemary has 26 years of experience in teaching business finance on a university level. During her career as a college professor, she has done consulting for small businesses, income tax planning, and has served as an expert witness in federal court cases. Rosemary has also been a freelance writer in the finance area for more than 10 years. She has written for an online brokerage, an online magazine, several online websites, a number of print publications, and columns for newspapers. Her main topics are in business and personal finance, though she occasionally writes in other areas, including education and politics. She has run her own small business as a writer and small business consultant for 15+ years.

Rosemary has a doctoral degree in Business Administration with an emphasis in finance from the University of Kentucky. She also has a Master's degree in Business Administration from the University of Kentucky. She graduated with a Bachelor of Science degree in Sociology from Morehead State University in Morehead, KY.

I am thrilled to be a Guide Small Business Finance for About.com. I have spent my career teaching and writing about business finance. I am married, living on a mountain with my husband and four-legged friends. I am picking up the amount of my freelance writing because I am about to retire from teaching. While my husband and I will do some traveling and will eventually move to a warmer climate, I can write about small business finance for About.com regardless of where I go! I hope to make Small Business Finance at About.com the go-to website for small business owners looking for financial help and information.