Articles Index
Top Economical Holiday Gifts for Clients from Small Businesses
Small businesses give business gifts to their clients and customers during the holidays like Christmas. Here are some economical gift ideas for small businesses to consider.
Calculate Your Company's Breakeven Point
Calculating a company's breakeven point helps the business owner make decisions about fixed costs, variable costs, and the price of the product.
High Deductible Health Plans as an Option for Small Business Owners
High deductible health plans (HDHP) are paired with Health Savings Accounts (HSA) to provide employees with affordable health insurance and small businesses with an affordable health insurance option for their employees.
Financial Forecasting for Your Small Business
Small business owners have to develop the talent to plan ahead if they want their business to succeed. Part of that process is learning to develop projected financial statements in order to adequately plan for the future.
The Accounting Equation
The accounting equation is the formula that represents the relationship between the assets, liabilities and owner's equity of a small business. It represents the relationship between the balance sheet and income statement of the business firm.
Small Business Loan - Business Lending
In order to survive, a small business has to be able to obtain a small business loan. Find all your articles about commercial bank loans and other issues related to commercial banks right here!
Forms of Business Organizations
This article summarizes the different types of different business organizations such as sole proprietorships, partnerships, corporations, and limited liability companies from a legal, accounting, and tax perspective.
Limited Liability Company
The limited liability company is one form of business organization that business owners can choose when they start a new small business.
Health Savings Accounts as an Option for Employees of Small Businesses
Health Savings Accounts or HSA, in combination with high deductible health insurance policies or HDHP, are a reasonable alternative for small businesses to offer their employees.
Use Profitability Ratios in Financial Ratio Analysis
Profitability ratios are the most important ratios in financial analysis to company investors. Net profit margin, return on assets, and return on equity are some of the most common profitability ratios.
Characteristics of Successful Entrepreneurs
Some people have the characteristics that make successful entrepreneurs and small business owners and some don't. Also, there are some countries that are better for opening small business than others.
Financial Ethics Will Improve the Profitability of Your Small Business
Small business that engages in ethical financial practices will be more profitable in the long run than small business that does not. Ethical financial practices extend to investors, customers, employees, and society.
How to go Into Business for Yourself
There are steps you must take if you want to start a new business. If you have an idea for a business, you have to identify your product, find your marketing niche, and begin the process of financial management and finding funding for your business.
Filing Deadlines for Estimated Taxes 2009
Most small businesses have to pay quarterly estimated income taxes. These are the deadlines for 2009.
Managing Your Cash Flow Through Good Financial Liquidity Practices
Small businesses can't survive without watching their cash flow and practicing good cash management. Here are some articles on cash flow, liquidity, solvency, profit, and other cash management issues that will help small business owners.
Recession may be a Good Time to Start a Business
A recession can be a good time to start a business. Competitors may be dropping out of the marketplace. You may be able to find a niche for your new product or service. Here are reasons that recession may be a good time to start a business.
Is the Recession Really Over?
The economy remains in recession in the second quarter 2009 though it is easing. The GDP, unemployment, consumer and producer price indexes, stock prices, consumer confidence, consumer spending, and Federal Reserve beige book data are analyzed.
Debt and Equity Financing
An overview of debt and equity financing for the small business; the advantages and disadvantages of debt financing for your small business; the advantages and disadvantages of equity financing for your small business
The Basics of Venture Capital for Small Businesses
What is venture capital and how do you find it? Venture capital is often the financing choice that start-up business firms must make in order to get financing. Owners have to know the basics of venture capital, what venture capitalists want in return for their money, and how to attract them.
Angel Investor Funding for Small Business
Angel investor funding for small business provides an overview of angel equity investing in small business firms. Firms who need seed money or second-round financing can apply for angel funding. This article explores the qualifications of an angel investor, how angel funding works, and where you can find angel funding.
An Overview of Financial Ratio Analysis
Using financial ratios as a tool of financial analysis is a powerful tool for the small business firm. Financial ratio analysis is powerful if you compare your ratios to either industry or time-series data.
Credit Cards as a Small Business Financing Option for Business Startups
Small business owners are having to turn to credit cards for financing their new business. Since bank loans are hard to get due to the credit crisis, small businesses don't have much choice but to use credit cards for financing a startup business.
Financing Your Business with Your Own Funds and the Help of Family and Friends
In order to secure financing for your small business, putting up money yourself comes first. You should analyze your personal wealth, including retirement accounts, home equity, life insurance, and sources such as family and friends regarding sources of initial financing and funding for your small business. Use the Personal Balance Sheet to determine your net worth.
Tweak Your Business Plan in a Recession
This article discusses how to adjust your business plan to reflect the conditions businesses face during a recession in order to get a bank loan.
Frugal Ideas for Your Small Business During the Recession - and After!
If you own a small business, you need to cut your budget costs during the recession. Here are some ideas to help small business owners survive and thrive.