Start Your Own Business (17)
A recession is often one of the best times to start a business. However, one of the problems most entrepreneurs have when starting their own business is finding financing.
Obtaining Financing (69)
Small businesses, whether you are starting a new business or buying an existing one, have to have money. You can choose debt, taking on investors, personal funds, or some combination.
Interest Rates (5)
In order to establish an interest rate on a loan, a lender has to have some sort of benchmark. Small business owners also need to be able to calculate their interest rates on their own loans and understand concepts like APR.
Budgeting and Cash (32)
Budgeting and cash management are two of the most important tasks for a small business owner/manager. They are necessary for the survival of the small business. Budgets include financial, marketing, and capital budgets. Cash management includes liquidity management and cash budgeting, among other tasks.
Basic Accounting (37)
Small business owners and managers have to understand basic accounting practices in order stay in business. Some owners want to take care of the accounting of their businesses themselves. Others want and need to hire accounting and finance professionals for the details.
Taxes (23)
Small businesses have a variety of taxes they have to pay and tax issues they have to address. These include income taxes, including quarterly taxes, social security taxes, payroll taxes, and sales taxes.
Fin Statements & Analysis (57)
The owner of a small business performs analysis of financial statements in order to see where the firm is, where it has been, and where it should go. There are several types of financial analysis a owner or manager can use to keep a handle on the firm including financial ratio analysis. These tools are used to forecast the firm's financial needs in the future.
Employee Benefits (4)
Small businesses, except the very small, typically offer their employees some types of employee benefits. Examples are health insurance and retirement plans.
Bankruptcy (11)
Is your small business firm on the verge of financial failure? The owner has to know when to make that call. After the decision to close the firm, actions have to be taken such as hiring a bankruptcy attorney and filing for bankruptcy.
Glossary of Finance Terms (22)
Business and finance terminology. These glossaries contain finance terms that small business owners need to understand.
Current Events (7)
So many current economic and financial events affect small businesses. The most important ones that affect small business owners will be discussed here.
Buyer's Guide (12)
Products that make sense for your company to consider.