Business Finance: Most Popular Articles
These articles are the most popular over the last month.
Interest Rates
Interest rates are the cost you pay to borrow money on a loan. It's important to know how to calculate interest rates on bank loans. This article shows you how to calculate interest rates using a variety of methods before you take out a bank loan.
Interest rates are the cost you pay to borrow money on a loan. It's important to know how to calculate interest rates on bank loans. This article shows you how to calculate interest rates using a variety of methods before you take out a bank loan.
How to do Cash Flow Analysis
Cash flow can be defined as the way money moves into and out of your business; it is the difference between just being able to open a business and being able to stay in business. A cash flow analysis is a method of checking up on your firm’s financial health. It is the study of the movement of cash through your business to determine patterns of how you take in and pay out money. The goal is to maintain sufficient cash for firm operations from month to month.
Cash flow can be defined as the way money moves into and out of your business; it is the difference between just being able to open a business and being able to stay in business. A cash flow analysis is a method of checking up on your firm’s financial health. It is the study of the movement of cash through your business to determine patterns of how you take in and pay out money. The goal is to maintain sufficient cash for firm operations from month to month.
Cash Flow Statement
This article is a line-by-line explanation of the preparation of a statement of cash flows.
This article is a line-by-line explanation of the preparation of a statement of cash flows.
Financial Forecasting
Small business owners have to develop the talent to plan ahead if they want their business to succeed. Part of that process is learning to develop projected financial statements in order to adequately plan for the future.
Small business owners have to develop the talent to plan ahead if they want their business to succeed. Part of that process is learning to develop projected financial statements in order to adequately plan for the future.
Debt and Equity Financing
An overview of debt and equity financing for the small business; the advantages and disadvantages of debt financing for your small business; the advantages and disadvantages of equity financing for your small business
An overview of debt and equity financing for the small business; the advantages and disadvantages of debt financing for your small business; the advantages and disadvantages of equity financing for your small business
Financial Statement Analysis
This article presents an overview of financial statement analysis for the small business. It touches on the income statement, the balance sheet, and the statement of cash flows.
This article presents an overview of financial statement analysis for the small business. It touches on the income statement, the balance sheet, and the statement of cash flows.
Comp Balance Sheets
This article gives you an introduction to the firm's Statement of Cash Flows. It gives you a sample of a firm's comparative balance sheet -- the first step in preparing the cash flow statement.
This article gives you an introduction to the firm's Statement of Cash Flows. It gives you a sample of a firm's comparative balance sheet -- the first step in preparing the cash flow statement.
Income Statement
This article presents an income statement and discusses how to prepare it line by line.
This article presents an income statement and discusses how to prepare it line by line.
Loan Amortization
When a bank loan is made, an amortization schedule is set up for the business firm.
When a bank loan is made, an amortization schedule is set up for the business firm.
The Balance Sheet
This article will give you a line-by-line explanation of how to prepare a basic balance sheet.
This article will give you a line-by-line explanation of how to prepare a basic balance sheet.
Small Business Loan
This article is a gateway article to a library of information on how small businesses can successfully apply for a small business loan. There is a series of steps listed that small business firms must take in order to apply for a business loan.
This article is a gateway article to a library of information on how small businesses can successfully apply for a small business loan. There is a series of steps listed that small business firms must take in order to apply for a business loan.
Quarterly Taxes 2009
Most small businesses have to pay quarterly estimated income taxes. These are the deadlines for 2009.
Most small businesses have to pay quarterly estimated income taxes. These are the deadlines for 2009.
Relationship Between Fin State
This article describes the relationship between the income statement and balance sheet and what each is meant to show.
This article describes the relationship between the income statement and balance sheet and what each is meant to show.
Debt to asset ratio
The debt to asset ratio measures the percentage of debt financing the firm has in relationship to the percentage of the firm's total assets.
The debt to asset ratio measures the percentage of debt financing the firm has in relationship to the percentage of the firm's total assets.
Business Budget Worksheet
Small businesses need to use worksheets to develop their budgets. This is a sample worksheet that a business can use to develop a generic budget.
Small businesses need to use worksheets to develop their budgets. This is a sample worksheet that a business can use to develop a generic budget.
quick ratio
Liquidity analysis is important to a business as they need to know whether or not they can pay their short-term debt obligations. The quick ratio is a more specific measure of liquidity than the current ratio.
Liquidity analysis is important to a business as they need to know whether or not they can pay their short-term debt obligations. The quick ratio is a more specific measure of liquidity than the current ratio.
Fin Ratio Analysis
Using financial ratios as a tool of financial analysis is a powerful tool for the small business firm. Financial ratio analysis is powerful if you compare your ratios to either industry or time-series data.
Using financial ratios as a tool of financial analysis is a powerful tool for the small business firm. Financial ratio analysis is powerful if you compare your ratios to either industry or time-series data.
Prime Interest Rate
Banks use benchmarks to calculate interest rates on small business loans. The annual percentage rate or APR is usually based on the prime interest rate.
Banks use benchmarks to calculate interest rates on small business loans. The annual percentage rate or APR is usually based on the prime interest rate.
Categories of Fin Ratios
There are five categories of financial ratios. Each measures a different financial aspect of the business firm.
There are five categories of financial ratios. Each measures a different financial aspect of the business firm.
Businesses in Recession
Some small businesses actually prosper in a recession. These are called counter-cyclical businesses. Other small businesses survive but don't actually thrive.
Some small businesses actually prosper in a recession. These are called counter-cyclical businesses. Other small businesses survive but don't actually thrive.
APR and Stated Rate
A tip on the difference between the annual percentage interest rate and the stated interest rate as they relate to debt financing and bank loans.
A tip on the difference between the annual percentage interest rate and the stated interest rate as they relate to debt financing and bank loans.
Types of Organizations
This article summarizes the different types of different business organizations from a legal, accounting, and tax perspective.
This article summarizes the different types of different business organizations from a legal, accounting, and tax perspective.
Compare Your Financial Ratios
In order for financial ratios to mean anything, a firm has to have something to compare them to. Usually that means data from previous quarters or years of the firm's financial statements. It can also mean data from companies in the firm's industry.
In order for financial ratios to mean anything, a firm has to have something to compare them to. Usually that means data from previous quarters or years of the firm's financial statements. It can also mean data from companies in the firm's industry.
Financial Ratio Analysis
Financial ratio analysis is an excellent tool to use for your business. You can compare your firm to other firms in the industry or you can compare one year of data to other years of data. It's all about comparison. This is an overview of how to calculate the ratios and what they mean.
Financial ratio analysis is an excellent tool to use for your business. You can compare your firm to other firms in the industry or you can compare one year of data to other years of data. It's all about comparison. This is an overview of how to calculate the ratios and what they mean.
Liquidity Current Ratio
A firm's liquidity ratios show its ability to meet its short term debt obligations. The current ratio is the broadest measure of liquidity.
A firm's liquidity ratios show its ability to meet its short term debt obligations. The current ratio is the broadest measure of liquidity.
Amended Tax Return
Federal income tax form 1040X allows small business owners to amend their income tax returns if they have made an error on them. There are instructions on the preparation and filing of Federal Tax form 1040X - Amending Your Federal Income Tax Return.
Federal income tax form 1040X allows small business owners to amend their income tax returns if they have made an error on them. There are instructions on the preparation and filing of Federal Tax form 1040X - Amending Your Federal Income Tax Return.
Successful Budgeting
Small business have to have a working financial budget that they follow every day. They should estimate income and expenses and record differences in actual and estimated figures.
Small business have to have a working financial budget that they follow every day. They should estimate income and expenses and record differences in actual and estimated figures.
Loan for Startup
This article discusses how to get a bank loan for a new business or to buy an existing business. It gives business owners four steps to follow to improve their chances of being approved for a bank loan for a startup.
This article discusses how to get a bank loan for a new business or to buy an existing business. It gives business owners four steps to follow to improve their chances of being approved for a bank loan for a startup.
Free Cash Flow
Free cash flow is the cash a company has available after meeting all its obligations including increases in fixed assets and paying dividends. It's a better method of determining a company's financial health than earnings per share.
Free cash flow is the cash a company has available after meeting all its obligations including increases in fixed assets and paying dividends. It's a better method of determining a company's financial health than earnings per share.
Cash Flow
Cash flow refers to money that moves into and out of a business firm. Cash flows are used for financial analysis and to assess a company's financial strength.
Cash flow refers to money that moves into and out of a business firm. Cash flows are used for financial analysis and to assess a company's financial strength.
Make Your Business Budget Work
This article gives you six steps to help make a business budget work.
This article gives you six steps to help make a business budget work.
Cash Flow and Profit
Cash flow and profit are not the same thing. Cash flow is the money the business owner has available. Profit or net income is determined by when sales are made.
Cash flow and profit are not the same thing. Cash flow is the money the business owner has available. Profit or net income is determined by when sales are made.
Prepare Business Loan
This is a discussion of four important factors involved in qualifying for a small business loan. Factors include credit history, how much money you will need for start-up assets, your business plan, and your documentation for your loan officer.
This is a discussion of four important factors involved in qualifying for a small business loan. Factors include credit history, how much money you will need for start-up assets, your business plan, and your documentation for your loan officer.
Bank Loan Application Sample
An example of a bank loan application that a small business might have to complete in order to be considered for a loan.
An example of a bank loan application that a small business might have to complete in order to be considered for a loan.
Cash Management
Cash is king in small businesses. Without cash and liquidity management, small businesses will not survive one day. Financial ratio analysis is one tool of cash management.
Cash is king in small businesses. Without cash and liquidity management, small businesses will not survive one day. Financial ratio analysis is one tool of cash management.
Debt Ratios
Financial leverage or debt ratios measure a business firm's ability to meet its long-debt debt obligations or those with a maturity of more than one year.
Financial leverage or debt ratios measure a business firm's ability to meet its long-debt debt obligations or those with a maturity of more than one year.
altbizbankruptcy
This article discusses small business financial workouts. Financial workouts are alternatives to business bankruptcy for small business.
This article discusses small business financial workouts. Financial workouts are alternatives to business bankruptcy for small business.
Keep Out of Bankruptcy
This article gives business owners tips on how to try to avoid business bankruptcy.
This article gives business owners tips on how to try to avoid business bankruptcy.
Liquidity and liquidity ratios
Liquidity, or short-term solvency, is an important metric for a firm to be able to measure. It measures the firm's ability to pay its short-term obligations on time.
Liquidity, or short-term solvency, is an important metric for a firm to be able to measure. It measures the firm's ability to pay its short-term obligations on time.
Net_Working_Capital
Net working capital is a financial formula that accompanies the current ratio in helping the firm determines its liquidity position.
Net working capital is a financial formula that accompanies the current ratio in helping the firm determines its liquidity position.
SBA ARC loan
The SBA ARC loan for small businesses debuted on June 15, 2009. This loan program falls under the the 2009 economic stimulus plan. It is targeted at existing small businesses that need help meeting expenses.
The SBA ARC loan for small businesses debuted on June 15, 2009. This loan program falls under the the 2009 economic stimulus plan. It is targeted at existing small businesses that need help meeting expenses.
Startup in Recession
A recession can be a good time to start a business. Competitors may be dropping out of the marketplace. You may be able to find a niche for your new product or service. Here are reasons that recession may be a good time to start a business.
A recession can be a good time to start a business. Competitors may be dropping out of the marketplace. You may be able to find a niche for your new product or service. Here are reasons that recession may be a good time to start a business.
Burn Rate
The burn rate is a measure of how long a company can keep operating until it has to seek more financing. It is calculated by the interval measure.
The burn rate is a measure of how long a company can keep operating until it has to seek more financing. It is calculated by the interval measure.
Angel Funding
Angel investor funding for small business provides an overview of angel equity investing in small business firms. Firms who need seed money or second-round financing can apply for angel funding. This article explores the qualifications of an angel investor, how angel funding works, and where you can find angel funding.
Angel investor funding for small business provides an overview of angel equity investing in small business firms. Firms who need seed money or second-round financing can apply for angel funding. This article explores the qualifications of an angel investor, how angel funding works, and where you can find angel funding.
Types_Bus_Bankruptcy
This article discusses the three types of business bankruptcy. Small business bankruptcy includes Chapter 7, Chapter 11, and Chapter 13.
This article discusses the three types of business bankruptcy. Small business bankruptcy includes Chapter 7, Chapter 11, and Chapter 13.
5 C's of Credit
This article lists the 5 C's of credit, typically what a bank looks at when determining the creditworthiness of a small business when that business applies for a loan. Each of the items is discussed from the viewpoint of the bank when they evaluate a credit application from a small business.
This article lists the 5 C's of credit, typically what a bank looks at when determining the creditworthiness of a small business when that business applies for a loan. Each of the items is discussed from the viewpoint of the bank when they evaluate a credit application from a small business.
Doing_Outsourcing_Work
You can start a profitable new business during a recession doing outsourcing work for other companies.
You can start a profitable new business during a recession doing outsourcing work for other companies.
Choose a Bankruptcy Lawyer
Small businesses should choose competent bankruptcy lawyers to handle their bankruptcy filings. Here are some steps for you to follow in choosing a good bankruptcy lawyer.
Small businesses should choose competent bankruptcy lawyers to handle their bankruptcy filings. Here are some steps for you to follow in choosing a good bankruptcy lawyer.
Financial Ethics
Small business that engages in ethical financial practices will be more profitable in the long run than small business that does not. Ethical financial practices extend to investors, customers, employees, and society.
Small business that engages in ethical financial practices will be more profitable in the long run than small business that does not. Ethical financial practices extend to investors, customers, employees, and society.
Cash Budgeting
This is a profile of one type of budgeting - cash budgeting. Cash budgeting is a short-term form of cash flow analysis.
This is a profile of one type of budgeting - cash budgeting. Cash budgeting is a short-term form of cash flow analysis.
Bank Term Loans
This is a short article on the basics of commercial bank loans. A bank loan has a particular term (length of maturity) and interest rate.
This is a short article on the basics of commercial bank loans. A bank loan has a particular term (length of maturity) and interest rate.
Business Lending
Find all your articles about commercial bank loans and other issues related to commercial banks right here!
Find all your articles about commercial bank loans and other issues related to commercial banks right here!
Determining Profit
Profit or net income is calculated using accrual accounting. Cash flow is determined by cash accounting.
Profit or net income is calculated using accrual accounting. Cash flow is determined by cash accounting.
Managing Cash Flow
Small businesses can't survive without watching their cash flow and practicing good cash management. Here are some articles on cash flow, liquidity, solvency, profit, and other cash management issues that will help small business owners.
Small businesses can't survive without watching their cash flow and practicing good cash management. Here are some articles on cash flow, liquidity, solvency, profit, and other cash management issues that will help small business owners.
What is net working capital?
Measuring net working capital is one financial metric a business owner can use to manage cash and liquidity.
Measuring net working capital is one financial metric a business owner can use to manage cash and liquidity.
Successful Entrepreneurs
Some people have the characteristics that make successful entrepreneurs and small business owners and some don't. Also, there are some countries that are better for opening small business than others.
Some people have the characteristics that make successful entrepreneurs and small business owners and some don't. Also, there are some countries that are better for opening small business than others.
SBA Loans
The Small Business Administration (SBA) offers a number of loan programs for small businesses. Loan programs include the 7a program for working capital needs, the 504 program for community development and real estate needs, the Patriot Express program for the military, and many special programs for a variety of needs of small businesses.
The Small Business Administration (SBA) offers a number of loan programs for small businesses. Loan programs include the 7a program for working capital needs, the 504 program for community development and real estate needs, the Patriot Express program for the military, and many special programs for a variety of needs of small businesses.
Budgeting Tips
Small businesses may see their actual budgets vary significantly from their planned budgets during difficult economic times. When there is an economic downturn, small businesses need to re-evaluate their budgets and make some changes.
Small businesses may see their actual budgets vary significantly from their planned budgets during difficult economic times. When there is an economic downturn, small businesses need to re-evaluate their budgets and make some changes.
Start a New Business
There are steps you must take if you want to start a new business. If you have an idea for a business, you have to identify your product, find your marketing niche, and begin the process of financial management and finding funding for your business.
There are steps you must take if you want to start a new business. If you have an idea for a business, you have to identify your product, find your marketing niche, and begin the process of financial management and finding funding for your business.
Economic Indicators
Economic indicators, released monthly and quarterly, help us understand the state of the economy. Some of them are the Gross Domestic Product, Consumer Price Index, Unemployment Index, Consumer Confidence, Producer Price Index, and others.
Economic indicators, released monthly and quarterly, help us understand the state of the economy. Some of them are the Gross Domestic Product, Consumer Price Index, Unemployment Index, Consumer Confidence, Producer Price Index, and others.
loan application review
This is an example of the internal review document banks use to evaluate your small business bank loan application. This will help you know what to put on your application for a bank loan.
This is an example of the internal review document banks use to evaluate your small business bank loan application. This will help you know what to put on your application for a bank loan.
Reasons for a Business Account
In order to satisfy a number of Internal Revenue Service requirements and to simplify recordkeeping, you should always keep your business banking and personal banking separate.
In order to satisfy a number of Internal Revenue Service requirements and to simplify recordkeeping, you should always keep your business banking and personal banking separate.
Economic Stimulus
The Economic Stimulus Bill provides tax deductions and credits for small business with regard to depreciation, withholding tax, capital gains tax, and job creation. There are also special breaks for Small Business Administration (SBA) 7(a) loans and 504 loans.
The Economic Stimulus Bill provides tax deductions and credits for small business with regard to depreciation, withholding tax, capital gains tax, and job creation. There are also special breaks for Small Business Administration (SBA) 7(a) loans and 504 loans.
What is Capitalization?
definition of capitalization
definition of capitalization
Stock_Market_Explained
The recession has been devastating to small business owners. This explanation of the evolution of the recession and the role of the stock market and the financial markets may help small business owners know how to react.
The recession has been devastating to small business owners. This explanation of the evolution of the recession and the role of the stock market and the financial markets may help small business owners know how to react.
Cash Budget & Cash Flow State
There is a difference between the cash budget and the Statement of Cash Flows. The cash budget is a monthly view of your cash position. The Statement of Cash Flows is a required FASB financial statement along with the income statement and balance sheeet.
There is a difference between the cash budget and the Statement of Cash Flows. The cash budget is a monthly view of your cash position. The Statement of Cash Flows is a required FASB financial statement along with the income statement and balance sheeet.
Frugal Ideas
If you own a small business, you need to cut your budget costs during the recession. Here are some ideas to help small business owners survive and thrive.
If you own a small business, you need to cut your budget costs during the recession. Here are some ideas to help small business owners survive and thrive.
Bootstrap Your Business
Bootstrapping your business or starting up your business means generating funds internally from your cash flows. Bootstrappers watch every dollar and try to run their business on their own funds. These are some steps you can take to bootstrap your startup or new business.
Bootstrapping your business or starting up your business means generating funds internally from your cash flows. Bootstrappers watch every dollar and try to run their business on their own funds. These are some steps you can take to bootstrap your startup or new business.
Liquidity Ratio Analysis
Analyzing liquidity ratios like the current and quick ratios, plus net working capital, give company's a picture of their current financial position.
Analyzing liquidity ratios like the current and quick ratios, plus net working capital, give company's a picture of their current financial position.
Times Interest Earned Ratio
The times interest earned ratio is a debt ratio that measures how well a business can cover its interest expense. It is one of the debt or financial leverage ratios that businesses need in order to monitor their debt position.
The times interest earned ratio is a debt ratio that measures how well a business can cover its interest expense. It is one of the debt or financial leverage ratios that businesses need in order to monitor their debt position.
Cash Flow Tips
Some tips on keeping a healthy cash flow in a small business. Steps you can take to improve your cash flow.
Some tips on keeping a healthy cash flow in a small business. Steps you can take to improve your cash flow.
Credit Card Financing
Small business owners are having to turn to credit cards for financing their new business. Since bank loans are hard to get due to the credit crisis, small businesses don't have much choice but to use credit cards for financing a startup business.
Small business owners are having to turn to credit cards for financing their new business. Since bank loans are hard to get due to the credit crisis, small businesses don't have much choice but to use credit cards for financing a startup business.
Debt to Equity Ratio
An important debt or financial leverage ratio is the total debt to equity ratio. This ratio measures the amount of debt financing used by the firm as compared to investor financing.
An important debt or financial leverage ratio is the total debt to equity ratio. This ratio measures the amount of debt financing used by the firm as compared to investor financing.
Toxic_Assets
Mortgage-backed securities, better known as toxic assets, are partially responsible for bringing down the U.S. economy into recession. The subprime mortgage crisis started the crisis because banks bought up mortgage-backed securities to the point they didn't have money to loan in the marketplace.
Mortgage-backed securities, better known as toxic assets, are partially responsible for bringing down the U.S. economy into recession. The subprime mortgage crisis started the crisis because banks bought up mortgage-backed securities to the point they didn't have money to loan in the marketplace.
Reasons for a Business Loan
This article covers the reasons that small businesses often need to borrow money. Reasons include to purchase real estate for expansion, to purchase equipment, to fund inventory, and to increase working capital.
This article covers the reasons that small businesses often need to borrow money. Reasons include to purchase real estate for expansion, to purchase equipment, to fund inventory, and to increase working capital.
Tweak your Business Plan
This article discusses how to adjust your business plan to reflect the conditions businesses face during a recession in order to get a bank loan.
This article discusses how to adjust your business plan to reflect the conditions businesses face during a recession in order to get a bank loan.
Due Dates for Business Returns
A discussion of the due dates for business income tax returns for 2008, including sole proprietorships, LLCs, partnerships, and corporations.
A discussion of the due dates for business income tax returns for 2008, including sole proprietorships, LLCs, partnerships, and corporations.
Corporate Tax Rates 2008
Corporate tax rates for businesses for 2008
Corporate tax rates for businesses for 2008
Inventory Financing
If your small business is running out of financing options, try using your inventory to obtain financing. Using your inventory to raise cash for your working capital needs.
If your small business is running out of financing options, try using your inventory to obtain financing. Using your inventory to raise cash for your working capital needs.
Current Ratio
The current ratio is probably the most popular financial ratio business owners use to help them manage their cash position and their liquidity. They can use it to both compare their company to their industry and to other year's of company data.
The current ratio is probably the most popular financial ratio business owners use to help them manage their cash position and their liquidity. They can use it to both compare their company to their industry and to other year's of company data.
Social Security 2009
The contribution that employers make for employees to social security has changed for 2009.
The contribution that employers make for employees to social security has changed for 2009.
ReasonBusBudgets
This article discusses the reasons for business budgeting and planning.
This article discusses the reasons for business budgeting and planning.
Changes in 2009 Taxes
There have been changes made in the 2009 federal tax code. Those changes include withholding, social security contribution, and mileage rates.
There have been changes made in the 2009 federal tax code. Those changes include withholding, social security contribution, and mileage rates.
Bank for Your Business
Be careful when you choose a bank for your small business. Compare community vs large, regional banks. Compare the services each offers and how accessible they are to you. Look at the business loan package they offer.
Be careful when you choose a bank for your small business. Compare community vs large, regional banks. Compare the services each offers and how accessible they are to you. Look at the business loan package they offer.
Business Bankruptcy Attorney
If you think you may have to file for a business bankruptcy, it's important that you choose the right bankruptcy attorney. A business bankruptcy attorney is an important addition to your team.
If you think you may have to file for a business bankruptcy, it's important that you choose the right bankruptcy attorney. A business bankruptcy attorney is an important addition to your team.
Interview Bankruptcy Attorneys
Interview a number of bankruptcy attorneys before you hire one. Here are a number of interview questions you can use.
Interview a number of bankruptcy attorneys before you hire one. Here are a number of interview questions you can use.
Finance Your Business Yourself
In order to secure financing for your small business, putting up money yourself comes first. You should analyze your personal wealth, including retirement accounts, home equity, life insurance, and sources such as family and friends regarding sources of initial financing and funding for your small business. Use the Personal Balance Sheet to determine your net worth.
In order to secure financing for your small business, putting up money yourself comes first. You should analyze your personal wealth, including retirement accounts, home equity, life insurance, and sources such as family and friends regarding sources of initial financing and funding for your small business. Use the Personal Balance Sheet to determine your net worth.
angelsources
This article lists several sources the small business owner can use to find angel investor funding for the start-up business firm.
This article lists several sources the small business owner can use to find angel investor funding for the start-up business firm.
Business Finance - Articles
An index of articles for the Business Finance guide site.
An index of articles for the Business Finance guide site.
Adjust your Sales Forecast
This article discusses the need for a small business to adjust its sales forecast when economic times change for the better or worse.
This article discusses the need for a small business to adjust its sales forecast when economic times change for the better or worse.
Basics Venture Capital
What is venture capital and how do you find it? Venture capital is often the financing choice that start-up business firms must make in order to get financing. Owners have to know the basics of venture capital, what venture capitalists want in return for their money, and how to attract them.
What is venture capital and how do you find it? Venture capital is often the financing choice that start-up business firms must make in order to get financing. Owners have to know the basics of venture capital, what venture capitalists want in return for their money, and how to attract them.
Mileage Rates 09
The amount for mileage which the IRS will allow small businesses to deduct has changed for 2009 because of the decline in gas prices. Here are the new 2009 mileage rates.
The amount for mileage which the IRS will allow small businesses to deduct has changed for 2009 because of the decline in gas prices. Here are the new 2009 mileage rates.
Net Working Capital
definition of net working capital
definition of net working capital
Marketing Budget
Marketing is necessary for your small business to survive but it doesn't have to be expensive. Here are some cost-effective marketing strategies to try.
Marketing is necessary for your small business to survive but it doesn't have to be expensive. Here are some cost-effective marketing strategies to try.
Stock Market Update
The stock market has been going up for three months. Now there are fears of rising interest rates and inflation. Is the economic recovery real?
The stock market has been going up for three months. Now there are fears of rising interest rates and inflation. Is the economic recovery real?
General Business Expenses
Business owners can deduct several categories of expenses from their income taxes. These expenses can be cost of goods sold, capital or deductible expenses, and a variety of other expenses such as business use of the home or vehicles.
Business owners can deduct several categories of expenses from their income taxes. These expenses can be cost of goods sold, capital or deductible expenses, and a variety of other expenses such as business use of the home or vehicles.
Mileage Rates 2008
Automobile mileage rates for business taxes 2008
Automobile mileage rates for business taxes 2008
Prevent a Tax Audit
Small businesses need to know how to prevent tax audits of their small businesses. Here are some steps you can take to prevent the IRS from picking your small business for a tax audit.
Small businesses need to know how to prevent tax audits of their small businesses. Here are some steps you can take to prevent the IRS from picking your small business for a tax audit.
Liquidity
A definition of the term liquidity
A definition of the term liquidity
Taxes for Writers
Freelance writers have specific tax issues in 2008 and every year. This article discusses some of these issues and how freelance writers should handle them at the end of the tax year.
Freelance writers have specific tax issues in 2008 and every year. This article discusses some of these issues and how freelance writers should handle them at the end of the tax year.
Cash Through Accts Rec
Using accounts receivable to obtain working capital financing for your small business is a good way to raise short term cash. Small business owners can use pledging or factoring accounts receivable to raise money.
Using accounts receivable to obtain working capital financing for your small business is a good way to raise short term cash. Small business owners can use pledging or factoring accounts receivable to raise money.
SBIC
Small Business Investment Companies, a division of the SBA, are sources of venture capital for small businesses.
Small Business Investment Companies, a division of the SBA, are sources of venture capital for small businesses.
Travel,Meal Deductions
Travel, meal, and entertainment expenses are deductible, to some extent, for small businesses.
Travel, meal, and entertainment expenses are deductible, to some extent, for small businesses.
Fed and Interest Rates
The Federal Reserve is the federal agency responsible for monetary policy. One element of monetary policy is manipulation of interest rates to control the amount of available credit in the economy.
The Federal Reserve is the federal agency responsible for monetary policy. One element of monetary policy is manipulation of interest rates to control the amount of available credit in the economy.
Income Tax Tips
This article gives the small business owner 10 tips for income tax planning. It covers everything from recordkeeping and hiring an accountant to keeping your business receipts and knowing how to record business mileage from your car for business travel.
This article gives the small business owner 10 tips for income tax planning. It covers everything from recordkeeping and hiring an accountant to keeping your business receipts and knowing how to record business mileage from your car for business travel.
Sources of Angel Financing
Here are some possible sources or origins of angel financing for a small business. Angel financing is usually second-tier financing sought after the financing the owner and friends and family can supply.
Here are some possible sources or origins of angel financing for a small business. Angel financing is usually second-tier financing sought after the financing the owner and friends and family can supply.
Start Your Own Business
This is a video depicting a business startup.
This is a video depicting a business startup.
Capitalism
This is the definition of the financial term "capitalism."
This is the definition of the financial term "capitalism."
Get Your Tax ID Number
If you are starting a small business, even a sole proprietorship, it is best to get an employer tax identification number.
If you are starting a small business, even a sole proprietorship, it is best to get an employer tax identification number.
Depreciate or Expense
It's always confusing whether or not you should depreciate or expense items on your on your income taxes. The rule is to expense current assets and depreciate long-term assets.
It's always confusing whether or not you should depreciate or expense items on your on your income taxes. The rule is to expense current assets and depreciate long-term assets.
Video Bus Fin Tips
This is a video of a startup CPA firm that discusses some of the issues for a new business. Issues include how and why to start a new business, getting your employer ID, get financing for your business, and writing a business plan.
This is a video of a startup CPA firm that discusses some of the issues for a new business. Issues include how and why to start a new business, getting your employer ID, get financing for your business, and writing a business plan.
What is a Loan?
What is a loan? A loan in terms of small business finance is a sum of money advanced to a business that must be repaid, with interest, at some point in the future.
What is a loan? A loan in terms of small business finance is a sum of money advanced to a business that must be repaid, with interest, at some point in the future.
Increase Your Cash Flow
This article gives you a list of ways your small business can increase its cash flow.
This article gives you a list of ways your small business can increase its cash flow.
How to Read a Credit Report
This is a video on how to read a credit report.
This is a video on how to read a credit report.
Collateral
definition of collateral
definition of collateral
Choosing a Venture Capitalist
Some firms have the luxury of choosing a [link url=http://bizfinance.about.com/od/investors/a/vcbasics.htm]venture capitalist[/link] rather than the venture capitalist choosing them. Those companies tend to be start-up firms headed by previously-experienced entrepreneurs and management teams who have been successful at start-ups and on-going concerns in the past and perhaps have also previously worked with venture capitalists.
Some firms have the luxury of choosing a [link url=http://bizfinance.about.com/od/investors/a/vcbasics.htm]venture capitalist[/link] rather than the venture capitalist choosing them. Those companies tend to be start-up firms headed by previously-experienced entrepreneurs and management teams who have been successful at start-ups and on-going concerns in the past and perhaps have also previously worked with venture capitalists.
angels
definition of angel investors
definition of angel investors
History of the Ponzi scheme
This is a discussion of the history of the type of Ponzi scheme that Bernard Madoff ran.
This is a discussion of the history of the type of Ponzi scheme that Bernard Madoff ran.
working capital
definition of working capital
definition of working capital
Change in Withholding Tax
There are changes in the withholding tax for small business employees for 2009 and 2010 that employers have to address. This is because of the Making Work Pay provision of the American Recovery and Reinvestment Act (ARRA).
There are changes in the withholding tax for small business employees for 2009 and 2010 that employers have to address. This is because of the Making Work Pay provision of the American Recovery and Reinvestment Act (ARRA).
Business Finance - QuickTips
An index of QuickTips for the Business Finance guide site.
An index of QuickTips for the Business Finance guide site.
Bernard Madoff
Bernard Madoff pulled off one of the biggest investor fraud schemes ever through using a Ponzi scheme over two decades.
Bernard Madoff pulled off one of the biggest investor fraud schemes ever through using a Ponzi scheme over two decades.
SBA Loan Program
definition of Small Business Administration
definition of Small Business Administration
About - Business Finance Buyer's Guide
Find Guide reviews, top picks, and advice you can use before you buy.
Find Guide reviews, top picks, and advice you can use before you buy.
Stewart and Cramer Feud
There has been an ongoing feud between Jon Stewart and Jim Cramer, of Mad Money, concerning his on-air stock recommendations.
There has been an ongoing feud between Jon Stewart and Jim Cramer, of Mad Money, concerning his on-air stock recommendations.
Business Finance - Before You Buy
An index of Before You Buy Articles for the Business Finance guide site.
An index of Before You Buy Articles for the Business Finance guide site.
Lake Champlain Chocolates
Holidays are a time when small businesses may need to budget some money to give gifts to clients, colleagues, suppliers, employees, or even your mom. Since small businesses don't have a lot of money for this type of expense, here are some affordable business gift baskets for you.
Holidays are a time when small businesses may need to budget some money to give gifts to clients, colleagues, suppliers, employees, or even your mom. Since small businesses don't have a lot of money for this type of expense, here are some affordable business gift baskets for you.
Venture Capital Industries
Venture capitalists tend to favor certain industries over others. This quick tip gives you a list.
Venture capitalists tend to favor certain industries over others. This quick tip gives you a list.
Venture Capital
definition of venture capital
definition of venture capital
Traits of Angel Investors
This article cites characteristics of angel investors for small businesses as noted by the Center for Venture Research at the University of New Hampshire.
This article cites characteristics of angel investors for small businesses as noted by the Center for Venture Research at the University of New Hampshire.
What is a Ponzi scheme?
This is a description and a history of the Ponzi scheme.
This is a description and a history of the Ponzi scheme.
Business Finance - GuideReviews
An index of GuideReviews for the Business Finance guide site.
An index of GuideReviews for the Business Finance guide site.
Home Office Deduction
Small businesses that operate out of a home office may take a tax deduction as long as they follow the rules and pass some special tests such as exclusive and regular use.
Small businesses that operate out of a home office may take a tax deduction as long as they follow the rules and pass some special tests such as exclusive and regular use.
Publicity Tips
This article is full of tips on how to use publicity to promote your business. Publicity is free marketing and should be added to your marketing arsenal. Examples of publicity are press releases and events sponsored by your business.
This article is full of tips on how to use publicity to promote your business. Publicity is free marketing and should be added to your marketing arsenal. Examples of publicity are press releases and events sponsored by your business.
BYB Accounting Software
There are pros and cons to using the accounting software that is on the market. This is a comparison of different accounting software packages that small business owners can use.
There are pros and cons to using the accounting software that is on the market. This is a comparison of different accounting software packages that small business owners can use.
QuickBooksPro09
The accounting software package for small business, QuickBooks Pro 2009, is reviewed and offered for sale with price comparisons. Reader responses are also solicited.
The accounting software package for small business, QuickBooks Pro 2009, is reviewed and offered for sale with price comparisons. Reader responses are also solicited.
Federal Tax Changes 08
This is a list of the changes in the federal tax laws for 2008 that are most likely to affect small business owners.
This is a list of the changes in the federal tax laws for 2008 that are most likely to affect small business owners.
Business Finance - HowTos
An index of HowTos for the Business Finance guide site.
An index of HowTos for the Business Finance guide site.
Income Taxes 2008
Find all of your articles on everything concerning business income taxes for 2008 here.
Find all of your articles on everything concerning business income taxes for 2008 here.
Initial Investment
what is initial investment
what is initial investment